Should You Use Preprinted or Blank Check Stock? - Check Printing

TROY Group, Inc. November 18, 2020
 

 

Due to the fraud risks associated with preprinted check stock, we highly encourage the use of blank check stock. Switching from pre-printed to blank check stock in your check printing process is a simple first step in reducing your organizations risk of check fraud. While preprinted stock arrives with banking details already on it (making it a theft risk!), blank stock comes completely blank. This enables you to print all the check data and the MICR line at the time of issuance. It is the most fundamental and economical way for an organization to reduce the risk of fraud. It also increases the efficiency of your check printing workflow.reduce the risk of fraud.

The Advantages of Fraud-Resistant Blank Check Stock 

With check fraud on the rise and showing no signs of stopping, using preprinted check stock puts organizations at risk. Because the bank routing and account numbers are already printed, this stock is a high-value target. Using preprinted stock exposes businesses to theft, alteration, and forgery. Not only that, it is costly and inefficient. 

With blank check stock, fraudsters can't steal the MICR line

Because blank check stock comes completely blank, all of the check’s variable data, static data, and MICR line can be printed at the time of issuance. It also reduces the risk of duplicate checks in the event of a paper jam, and eliminates the need for separate, secure storage. By implementing blank check stock into their process, organizations no longer need to worry about the financial and labor costs associated with buying, storing, distributing, and tracking preprinted stock. 

Read our newest whitepaper to learn the risks associated with preprinted check stock, and why it is beneficial for your organization to implement blank check stock into the check printing process



 

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